https://tpinkardzbiz.wixsite.com/treasure/a-better-business-bureau
Congratulations on participating in the Treasure Your Credit UCES Platform and Dispute Process.
Now that you have successfully disputed those collection, late payments and negative accounts it’s time to move on and build your clean slate with positive credit!
Hopefully, you have used one of our highly suggested cards to re-build credit, if not, go into your back office and apply. No matter which one you choose , remember, this program is to help you grow out of bad habits and create new ones.
We want to avoid new situations from arriving!
UTILIZATION
Utilization - How much of your credit available on your credit card are you actually using?
Just because you got awarded a $1,000 Credit Limit does not mean you need to be using $1,000.00 a month
The Credit Bureaus Scoring System wants to make sure that you aren’t overextending yourself!..... but they also want to so that you DO use the credit!
Therefore, we at Treasure Your Credit, want you to pay all of credit cards and revolving credit down to BELOW 30% of the available credit.
Wait! How much is 30% of $1,000.00 available credit again? Well.... 30% of $100.0” is $30 and $30 x 10 is $300. So, 30% of $1,000.00 is $300.00
yes! Although NaVy Federal awarded a credit line of $1000 you can only have $300 or less billed to you at the time of the reporting.
Look at this chart!!! Because it gets Deeper!
If you want Good Credit - use 15-29% of your credit limit.
If you want Excellent Credit - use 7-9% of your credit limit.
If I were you I would shoot for the stars!!!
This is going to shoot your score up.
There are other details to this strategy❤️